Archive: 2018 - May

How to Buy a Used Car on Finance

Buying a car on finance can be an overwhelming process, but it doesn’t have to be! At Hilton Garage, we try to make your car purchase as smooth as possible, and we have created a brief guide to buying a used car on finance to show you just how straightforward it can be.

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What is HP Finance?

Hire Purchase (HP) finance enables buyers to spread the cost of a vehicle over the course of a number of months, typically between 12 and 60. For the duration of a HP contract, the vehicle will be the property of the finance lender and the borrower will effectively be hiring it until the total cost is paid.

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What is PCP Finance?

Personal Contract Purchase (PCP) is a flexible type of car finance agreement, which divides the cost of a car into more manageable regular payments. With PCP finance, you can keep your options open, and choose to either become the owner of or return the vehicle at the end of your contract term.

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