Due to unprecedented demand, we suggest leaving a £100 deposit to avoid disappointment. You can leave a deposit through your chosen vehicles detail page.

Who is car finance right for?

If you are considering car finance, it can be tough to know whether it is the right option for you, and it is a question we often get asked by customers. Here is a short guide to knowing whether finance is the right option for you, but if you have any questions, please do get in touch.

First of all, it is important to know that car finance isn’t always the right option. You need to consider things like your budget and if you are prepared to commit to the repayments. If you are sure about both of these things, then it is absolutely worth considering.

We work with different lenders who specialise in different areas, so whether you are a homeowner, are renting, are employed, or self-employed, there may be a car finance option to suit you.

A popular option is personal contract purchase, whereby you pay a deposit, split the remainder over a set amount of months, and then choose an option at the end. Typically you can pay a sum to own the car, hand it back or you can use it as a deposit on your next car.

Hire purchase is another option, and it is similar to PCP, but in the end you usually pay to own the car outright.

There are tonnes of options to choose from and we help a whole host of different people find car finance and ultimately, find out if it is right for them, before they commit.

If you are interested in finding out more about car finance and if it is right for you, get in touch with us at Hilton Garage and we can walk you through the process.