Finding you the best deal Car Finance Specialists

Looking for finance? Applying with Hilton Garage is quick, simple and hassle-free.

At Hilton Garage, we work with a range of different lenders to increase your chances of being approved. We also do all the hard work so you don't have to worry about a thing. You can apply online in minutes and we will get back to you ASAP with an answer.

Hilton Garage: Your Gateway to Affordable and Convenient Used Car Financing

Embarking on the journey to own a car can be an exciting yet challenging endeavor, especially when faced with the financial aspects. At Hilton Garage, we understand the importance of making this process smooth and accessible for our customers. Used car finance is a tailored solution designed to help you own the car of your dreams without the burden of paying the full cost upfront.

Types of Used Car Finance: Exploring Your Options

Hire Purchase (HP):

This traditional financing option allows you to spread the cost of your chosen vehicle over a fixed period. With regular monthly payments, you'll eventually own the car outright at the end of the agreement.

Personal Contract Purchase (PCP):

Offering flexibility, PCP lets you choose whether to buy the car at the end of the term or return it and upgrade to a new model. This option often features lower monthly payments, making it an attractive choice for budget-conscious individuals.

Benefits of Used Car Finance: Empowering Your Car Ownership Journey

Affordability

By breaking down the cost into manageable monthly payments, used car finance makes vehicle ownership more accessible.

Credit Score Improvement

Regular and timely payments contribute positively to your credit score, paving the way for better financial opportunities in the future.

Access to Newer Models

With lower monthly payments, used car finance often provides the opportunity to consider more advanced and newer models that might have been financially out of reach with an outright purchase.

Easy Upgrades

For those who enjoy driving the latest models, certain financing options, like Personal Contract Purchase (PCP), offer a hassle-free path to upgrading your vehicle at the end of the contract, allowing you to stay current with automotive trends.

Your Journey Begins Today

Apply Online

Enter your details online so we can start to get to know you. When we get your application, we will take a look over it and get back to you with an answer. We do all the hard work and searching, connecting with the lenders we work with to present the options back to you. There are different types of finance too, but we will talk you through them.

Get a Decision

Once you have a decision, you can start looking for a car! Maybe you have one in mind already, or maybe you want to look at a few different makes and models at our car supermarket. Either way, we will be here for you to help you find the one that is right for you.

Drive Away

The car is sorted and so is the finance! We will sort the paperwork and get your car ready for you to drive away in. We will give you everything you need to drive away happy, in your new used car.

Apply now and see what car finance could look like for you. From personal contract purchase to hire purchase, we will explore all your options to find the best deal for your circumstances. Get in touch if you have any questions or visit our used car supermarket in Derby.

Finance Representative

Cash Price £15,000.00. Total Deposit £1000.00. Total Amount of Credit £14,000.00. First Payment of £306.47, Followed by 58 Payments of £306.47, with a Final Payment of £316.47 (included Option to Purchase Fee). Duration of Agreement is 60 Months. Option to Purchase Fee £10.00. Fees are included in the payments shown. Interest Charges of £4,388.20. Total Amount Payable £18,388.20 Annual Fixed Interest Rate of 11.9%. Representative APR 11.9%.

General Terms & Conditions

  • Please note you will not own the vehicle outright until all payments are made.
  • If you default on your finance payments, then the vehicle may be repossessed by the finance provider.
  • You must be 18 years or older to apply for finance.
  • Finance is not guaranteed, and any finance application is subject to a credit check and individual circumstances.
  • If you require any further information please do not hesitate to contact us. The finance provider will have their own Terms and Conditions, please contact them directly for further information.

Excellent Rating Customer Reviews