Used Car Supermarket in Derby | Derby Car Dealer

Company No. 1384615 | FCA No. 629430

Hilton Garage Ltd is an Appointed Representative of Automotive Compliance Ltd who is authorised and regulated by the Financial Conduct Authority (FCA No. 497010). Automotive Compliance Ltd permissions as a Principal Firm allows Hilton Garage Ltd to act as a credit broker, not a lender, for the introduction to a limited number of lenders, and to act as an agent on behalf of the insurer for insurance distribution activities only.

We are a credit broker and not a lender. We can introduce you to a lender on our panel. We may also work with credit brokers who have access to other lenders. We have commercial arrangements with lenders and credit brokers, which are likely to influence who we introduce you to. We are not an independent financial adviser and don't give you any advice or recommendations. It is your choice whether you enter into any finance agreement.

We will usually receive a commission for your introduction. This will be either a fixed fee, or a fixed percentage of the amount that you borrow. Before we propose you to a potential lender, we will tell you of the likely amount of commission we will receive and seek your consent to receive this commission. The exact amount of commission will be confirmed before you sign your finance agreement.

All finance applications are subject to status, terms and conditions apply, UK residents only, 18s or over. Guarantees may be required.

There may be other providers who offer similar finance or insurance products. You can decide to arrange your own insurance products if you prefer. You may be able to arrange your own finance; however, we are not obligated to accept third-party arrangements, so please check with us first, as we may not deal with certain lenders, brokers, or providers. We do charge an admin fee if we accept the outside finance lenders and brokers of £499 (including VAT) to cover the costs of administration when processing any documentation to the third-party finance provider. This cost cannot be added to the price of the vehicle being purchased and will appear as an additional cost on the invoice. You may be able to get a better deal by shopping around. You therefore need to make up your own mind before entering into any finance agreement. You should ask all of the questions you want to ask before entering into any finance agreement.

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